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Fleet Credit Analyst I - CVL

at GM Financial

Posted: 2/1/2019
Job Reference #: 34135
Keywords: financial

Job Description

  • Job LocationsUS-TX-Irving
    Requisition ID
    2018-34135
    Employee Type
    Full Time-Regular
    Category
    Commercial Lending / Wholesale Lending
  • Overview

    ?The Fleet Credit Analyst I - CVL completes financial analysis and prepares credit proposals for new and existing commercial customers. The analyst provides appropriate recommendations and supporting documentations to mitigate risk. Duties will include daily interaction with dealership personnel, commercial borrowers and CVL Sales Team to determine financing needs and to obtain necessary financial information.

    Responsibilities

    JOB DUTIES

    • Accurately analyze financial statements of commercial borrowers, assign accurate risk ratings and provide appropriate recommendations to mitigate risk
    • Interface with dealership personnel, customers and CVL Sales Team to obtain data to complete financial analysis and ensure customer expectations are managed while meeting outlined service level agreements for credit decisioning
    • Prepare accurate and concise credit proposals and provide appropriate recommendations to mitigate risk
    • Manage Line of Credit annual renewals
    • Assist in monitoring Lines of Credit portfolio performance communicating issues and opportunities to CVL Management and Sales Team as appropriate
    • Communicate with CVL Commercial Credit Analysts to identify opportunities for potential Line of Credit clients
    • Accurately prepare municipal financing quotes and proposals and act as liason between 3rd party municipal financing company and dealer
    • Actively participate in department meetings and one on one meetings with management
    • Perform other duties as assigned

    Qualifications

    Knowledge

    • Knowledge of credit underwriting
    • Knowledge of dealership, fleet/commercial and indirect auto finance industry operations
    • Knowledge of Microsoft Office
    • Knowledge of reporting and analytics
    • Knowledge of Salesforce.com
    • Understanding of commercial lending with emphasis in captive automotive dealership financing
    • Understanding of dealer operations
    • Knowledge of company policies and procedures
    • Knowledge of accounting, financial statement analysis, cash flow and dealer workout

    Skills

    • Ability to interface with all levels of management
    • Able to meet deadlines
    • Analytical skills
    • Ability to make sound business decisions based on policies and procedures
    • Detailed oriented and capable of managing multiple opportunities simultaneously
    • Excellent customer service skills
    • Persuasive communication and presentation skills
    • Project management skills
    • Must be self-motivated and able to work independently
    • Excellent oral/written communication and interpersonal skills

    Additional Knowledge and Skills

    • Knowledge of the credit decision process and documentation involved
    • Proficiency in MS Word and Excel applications
    • Excellent problem solving skills

    Education

    • Bachelor’s Degree in ?Accounting, Finance or related field preferred

    Experience

    • 2-4 Years Commercial credit underwriting experience; Experience in automotive lending environment preferred

    Work Condition

    • Occasional overtime or split shifts may be required
    • Subject to stressful situations
    • Normal office environment
    • Strong focus on providing quality service to internal and external customers
    • Work a flexible schedule including extended business hours, weekends and holidays
    • Work additional hours based on production demands requiring mandatory overtime
    • Subject to daily service level requirements
    • Limited travel may be required to support business needs
    • Must be able to deal with stressful office conditions while troubleshooting problems
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    Application Instructions

    Please click on the link below to apply for this position. A new window will open and direct you to apply at our corporate careers page. We look forward to hearing from you!